As I start my third year of underemployment, I am content as long as nothing goes wrong. If we need a new car or an operation, we could be in trouble. Otherwise, we can muddle along on our reduced income.
I have four part-time jobs that bring in money. Thus I work almost every day, but rarely do I put in 8-10 continuous hours each day. I have set a minimum amount of money I need to bring in each day to meet the budget.
What will be my challenges in 2011? I feel confident. Should I be?
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